Hard Money
​Loan Alternatives

Plan your Hard Money Exit Strategy Today

The Investment Property Loans Expert

Get better financing options for investment properties. Hard money loans are extremely expensive, with interest rates around 10%. In many cases, they only finance about 50% of the value of the property and payments are interest-only with a balloon at the end. 

​We’re a professional and experienced team of brokers focused on providing the best real estate investment financing options available to every client we serve. We only work with strong, reputable lenders that offer amazing investment property loan opportunities with:

✓ Lower Interest Rates

✓ Pay Less Points 

✓ Thirty-year term available

✓ Amortizing (not interest-only)

✓ 60-80% loan to value

Increase your profit by lowering your borrowing costs!

No Income Verification Mortgages

NO-INCOME, NO-ASSET LOANS (NINA) LOANS​

​This type of financing is only available for investment properties. These loans are referred to as no-income, no-asset (NINA) loans and are approved based on projected rental income for the property being purchased. No income or asset documentation is typically necessary to purchase these types of properties as long as the rent covers the mortgage payment.

Benefits of No Doc Loans for Investors

✓  No Income Verification

✓ No Personal Income Verification

✓ Use the home’s rental potential income

✓ Quick Close

✓ No Taxes

✓ No Paystubs

✓ Little to no documents

✓ As little as 20% down (Up to 80% LTV)

Avoid the Aggressive Costs & Harsh Terms of Hard Money Loans
with our No Doc Mortgages for Investors

The Perfect Mortgage Options for Investments in

Single Family

Multi Family

Condo

Condotel

Hard Money Loan

Alternatives

Hard money loans can be costly options for investors trying to maximize their return on a flip or a rental property. This is why our loan programs focus on offering investors financial instruments that increase their ROI by lowering their borrowing costs.

Rates Start at 6.375%

Fully Amortizing

Less Points

60% – 80% LTV

No Income Proof

Up to $3 million

Get in Touch With Us

Do you want to learn more about our loan programs?
​Fill out this form and someone from our team will reach out.

Loan Programs

Our options are exceptional alternatives to hard money loans

Investment Property Loans

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

Rental Property Loans

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

No Doc Mortgages

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

DSCR Loans

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

Bridge Loans

No income proof needed

NO DSCR calculations

LTV up tp 75%

Loan amounts up to 8 million

No DTI Ratios

Minimal deferred maintenance OK​

Foreign National Loans

​No Credit OK 

No income proof needed

NO DSCR calculations

LTV up tp 75%

Loan amounts up to 8 million

No DTI Ratios

Minimal deferred maintenance OK

Comercial Loans

No income verification

Fixed and adjustable rates

Loan amounts up to $10 million​

Up to 70% loan to value

Equipment Loans

​No income proof needed

NO DSCR calculations

LTV up tp 75%

Construction Loans

​No income verification

No income proof needed

NO DSCR calculations

Cash Out Refinancing

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

Refinance Rental Property

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

Investment Property Refinance

No income proof needed

​LTV up to 80%

No DTI Ratios

Condo / Condotel / 2-4 units OK

Loan amounts up to 3 million

Interest only available

​100% gift funds ok

Let’s Work Together

AVOID HARD MONEY LENDERS

We understand how important it is for investors and individuals to raise money for a great investment opportunity without getting eaten up by excessively high interest rates. Our team has worked tirelessly to provide exceptional service with competitive rates by avoiding HARD MONEY LENDERS.

A STEP AHEAD OF OUR COMPETITION

Personalized Service

We know our clients by first name because we believe service and customer support are vital to a good working relationship. We actually care about every single deal and work to see them to completion.

Competitive Rates

Our goal is always to find competitive rates from all the lenders we work with. We negotiate on behalf of our customers so our customers can feel confident their investment is worthwhile.

Years of Experience​

Our team has amassed over 15 years of combined experience in the world of lending. We use this experience as well as our connections to deliver powerful lending options to ever customer we work with.

​What is a Hard Money Exit Strategy?

In many cases, we are able to drastically reduce our clients’ interest rates and the terms of their loan saving them money and improving cash flow from their investment.

WHAT OUR CUSTOMERS ARE SAYING

“We couldn’t be happier working with Syla Lending. Their team was professional and helped me close on my investment property quickly.”

Alison Garcia / Investor

“Every time I called, I spoke to my broker. It’s important to me to have somebody who’s knowledgeable answering my questions and taking my calls.”

Miles Johnson / Investor

“We plan on using Syla for all our investment property loans. We received great service, the rates were excellent and my broker was always accessible”

Barbie McGee / Investor

Better Rates than Hard Money Loans

Our loan programs may save you up to 50% on your current financing options