Foreign National Loans

Mortgage Program For Non-U.S. Citizens

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What Is Foreign National Loan?

Want to capitalize on lucrative real estate investment opportunities in the U.S. but can’t secure a loan because you are not a citizen? Not a problem! Hard money loans are passé. With SYLA Lending’s Foreign National Loan Programs, you will be able to give wings to your dreams of making it big in the real estate investment world in no time.
Our Foreign National Loans opens a window for overseas borrowers to invest in hot real estate markets. What sets our SYLA Lending’s mortgage program apart from conventional and hard money loan providers?

  • We do not ask for income proof or for your credit history! 
  • We provide loan amounts up to $8 million. 
  • We cover a wide range of properties, including family homes, condos, as well as PUDs.
  • Debt-service coverage ratio (DSCR) calculations are not required. 
  • Our Loan-To-Value ratios can go up to 75%

RATES STARTING AT 5%

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How Can Non-U.S. Citizens Get A Foreign National Loan?

Credit history proves to be a bone of contention for foreign nationals who want to jump into the investment bandwagon but don’t have an extensive borrowing record in the U.S. The Foreign National Loan program of SYLA Lending can prove to be a blessing in disguise for people looking for real estate on American soil. 
Here, the term “Foreign National” means anyone who is not a permanent resident of the United States of America. Let’s take a quick look at some of the requirements you will need to fulfill to apply for the Foreign National Mortgage Program:

  • Have a down-payment of 25%.
  • Copy of your passport and visa (if applicable).
  • Only for true Foreign Nationals. Borrower must not be a permanent resident of the United States.
  • Other than the income verification and asset verification route, you can also choose to qualify for the loan by stating the subject property’s income.

Which option would be the best for you?

Our experts in the Sunshine State would be glad to discuss them and list out the few documents needed to kickstart the process.
​If you would like to know more about our Foreign National Mortgage Program, contact us today!

Perks Of Applying For Our Foreign National Loans

In addition to our personalized services, our process takes less time compared to the traditional loans services, Foreign National Loans has many benefits for their end-users as listed here.

  1. Minimal Paperwork: Little or no documentation, depending on your needs and resources. Our streamlined application process is efficient and hassle-free.
  2. Diversify Your Investment Portfolio: Traditional banks may hesitate to approve loans for non-warrantable condos and investment properties, not SYLA Lending!
  3. Quick Funding: Get access to the funds you need without having to drain out all your savings. The mortgage way is the safe way to go!
  4. No Credit Checks: No credit history? That’s not a problem when you partner with SYLA Lending for a foreign national loan!

Get in Touch With Us

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Is SYLA Lending’s Foreign National Loan Program For You?

Are you looking for a second home or a vacation pad in the U.S.? Have you been eyeing multiple home units that can generate a substantial rental income for you? Or would you like to get a special investment property? If you answer yes to even one of these questions, SYLA Lending’s Foreign National Loan Program may fit your bill!

We offer non-traditional mortgage options to resident aliens, temporary residents, and individuals who are not U.S. citizens. We know that banks often hesitate to work around credit score guidelines and source of funds rules for foreigner applicants. To ensure that you do not lose out on exciting real estate opportunities, our lending programs for foreign nationals are specially designed to help you get access to funds with little or no documentation!

SYLA Lending offers a wide range of payment programs, including fixed rate loans, adjustable rate mortgage loans, as well as interest-only ones. Try our Foreign National Loan Program’s interest rates calculator now to know what would work for you.

Where To Get A Foreign National Loan?

Real estate investments bring stable, substantial returns. Therefore, there is no reason why you shouldn’t make the most of it! To know about our broad range of loan programs for non-U.S. citizens, contact us.

Better Rates than Hard Money Loans

Our loan programs may save you up to 50% on your current financing options