{"id":355,"date":"2022-07-27T11:00:54","date_gmt":"2022-07-27T11:00:54","guid":{"rendered":"https:\/\/sylalending.com\/?page_id=355"},"modified":"2023-01-26T19:50:33","modified_gmt":"2023-01-26T19:50:33","slug":"dscr-loans","status":"publish","type":"page","link":"https:\/\/sylalending.com\/dscr-loans\/","title":{"rendered":"DSCR LOANS"},"content":{"rendered":"

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DSCR Loans<\/h1>\n

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CALL OR APPLY TODAY<\/h1>\n

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+1-305-515-5392<\/span><\/a><\/p>\n

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What Is A Non-QM DSCR Loan?<\/h1>\n

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What if we told you that you could apply for a loan without having to furnish tax returns, pay stubs, or income proofs? With a Non-QM DSCR loan, this is possible. You can get loans up to $3 million and avoid time-consuming approval processes by going through the DSCR route with SYLA Lending.\u00a0<\/span><\/p>\n

<\/span>What is the meaning of DSCR?<\/strong>
Extremely popular in the world of real estate investments, DSCR stands for Debt Service Coverage Ratio. It is a ratio that lenders often use to determine whether the income generated from an investment property will be enough to make timely debt payments. Therefore, whether you qualify for a loan is decided on the basis of your property\u2019s cash flow projections, not your income.<\/span><\/p>\n

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Exceptional Rates and Service<\/h1>\n

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CALL OR APPLY TODAY<\/h1>\n

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+1-305-515-5392<\/span><\/a><\/p>\n

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How Does A DSCR Loan Work?<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”off|desktop” _builder_version=”4.17.6″ _module_preset=”default” width=”100%” max_width=”1200px” custom_padding=”|40px||40px|false|true” custom_padding_tablet=”|40px||40px|false|true” custom_padding_phone=”|40px||40px|false|true” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.17.6″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_image src=”https:\/\/sylalending.com\/wp-content\/uploads\/2022\/07\/researching-how-do-investment-proprty-loans-work-s.jpeg” title_text=”researching-how-do-investment-proprty-loans-work-s” align=”center” align_tablet=”center” align_phone=”center” align_last_edited=”on|tablet” _builder_version=”4.17.6″ _module_preset=”default” max_width=”500px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” text_font=”||||||||” text_text_color=”#0e101a” text_font_size=”15px” text_line_height=”1.9em” locked=”off” global_colors_info=”{}”]The Debt Service Coverage Ratio is prevalent among established and first-time real estate investors looking to jump into the rental property space. However, many people looking for home financing and apartment loans also opt for it as the entire process is speedy and the rates are great.
\n<\/span>
\nThe DSCR calculation formula involves assessing your property’s net operating income and then dividing it by the total debt service or debt obligations (including principal and interest). To qualify, the revenue generated from the property must satisfy or surpass the lender\u2019s DSCR loan requirements and ratio expectations. Here is a sneak peek at how your DSCR is calculated:
\n\u200b<\/span><\/p>\n